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1. While the publisher has used their best efforts in preparing this planner, they make no representations or warranties with respect to the accuracy or completeness of the contents of this planner. The advice and strategies contained herein may not be suitable for your situation. You should consult with a professional where appropriate. Neither the publisher nor authors shall be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages.